Archive for March, 2010
Due to a recent divorce, my credit rating is poor. I’d like to improve it without getting raked over the coals in massive interest payments. Whats the best credit card for someone with a poor credit score?
I keep on hearing that Orchand bank is good at giving credit cards to people with bad credit. You limit might be small initially but if you pay your bills on time, it’ll increase with your credit score. I found the following site that has some cards listed for people with bad credit. See the bottom of the site first for the Orchard bank card.
A secured credit card is a prepaid credit card that is issued to someone who is unable to use traditional credit cards because of a poor credit history. Discover how prepaid credit cards can be used to improve someone’s ratings with help from a registered financial consultant in this free video on credit and personal finance.
Expert: Patrick Munro
Contact: www.northstarnavigator.com
Bio: Patrick Munro is a registered financial consultant (RFC) with outstanding sales volume of progressive financial products and solutions to the senior and boomer marketplace.
Filmmaker: Reel Media LLC
Duration : 0:1:9
I have an orchard bank credit card. You just have annual fees and if you ever request a limit increase they charge you. If you have poor credit though then you do not have many options. I like it.
http://911credit.blogspot.com
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Duration : 0:1:17
http://www.CreditPowerSecrets.com
PLEASE DO NOT WATCH THIS VIDEO UNLESS YOU RECEIVED AN INVITATION!
CREDIT REPAIR: info from the credit power secrets
Rebuild Credit: Insider Credit Repair Techniques to Improve Credit Score Fast!
What’s the fastest way to raise your credit score? To quote the classic magazine salesman from the movie Office Space “That all depends”…
While the removal of negative items from your credit report will almost always result in an increase in your credit score, there is a method that works better.
Here’s why. Adding positive accounts is actually more effective at improving your credit score (in the short term) than removing negative one. Unfortunately, few consumers or credit repair companies know this.
One of the biggest problems with trying to get approved for new credit is that you need to “have” credit in order to be approved. This causes a sort of catch 22.
How does one “get” credit if no one will give them credit because they don’t have any credit to begin with? A vicious cycle indeed, but a real one. However, if you have someone you can use a cosigner this is NOT a problem. Simply have them cosign on the new credit application for you. If you don’t have a cosigner, read on.
Contrary to popular belief (or what myfico and credit repair companies would like you to believe), the largest factor in building a solid foundation for your credit score comes down to two credit scoring factors:
1.) The “High Credit Limit”
and
2.) Your “Debt to Credit” Ratio
Your high credit limit is simply the total amount of primary unsecured revolving credit lines you have (i.e. three credit cards at $5,000 each equals a high credit limit of $15,000).
Get it? Good.
Your debt to credit ratio is simply the amount owed on these cards in relation to your high credit limit (i.e. if your high credit limit was $15,000 and you owed $7500 your debt to credit ratio would be %50).
Keep in mind, your high credit limit is comprise ONLY of your total amount of unsecured revolving lines of credit. Home mortgages, auto loans, student loans, equipment leases and debit cards do NOT count towards your high credit limit.
A debt to credit ratio of 25% or less is ideal. Of course, there are many other factors which come into play, but keeping it simple, how does one improve credit score via increasing their high credit limit and lowering their debt to credit ratio?
That is the question….
The fastest way we have found is by adding primary user unsecured revolving lines of credit which are guaranteed approval (note: these are NOT authorized user accounts!).
These are unsecured lines of credit which appear on your report just like a visa card, mastercard or department store card etc.
We have found that while unsecured credit is the most difficult to obtain, it has proven to be the highest scoring on ones credit report. To find out the fastest we’ve found to add primary unsecured revolving lines of credit to your credit report, please visit:
http://www.CreditPowerSecrets.com
credit repair improve credit fix credit score raise credit score. There is nothing anyone can do to repair your credit unless you know the secrets of credit repair. A credit repair company cannot fix your credit. We are not a credit repair company, we simply give you the tools to repair your credit and don’t charge ridiculous fees.
http://www.CreditPowerSecrets.com
Duration : 0:1:50
I have been turned down by everyone I have applied with for any type of loan even credit cards and have poor credit what do i do
here you’ll find a few comprehensive & FREE sites that explain it all quite nicely.
http://credit-cards.ebookorama.com
http://finance.ebookorama.com
http://credit.ebookorama.com
http://credit-repair.ebookorama.com
if you get any luck please don’t forget about me lol, hope it helped you!
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Duration : 0:5:24
http://www.thegreatdebtdeception.com/
Part 3 Clear your unsecured loans / bad credit in 12 months or less, even if you can’t make the payment. discover the secret to debt freedom, without going bankrupt, IVA, debt consolidation or management.
Duration : 0:5:12
I am looking for a personal loan, but I am having a hard time,My credit score is low due to my credit cards being at their limits. I want to pay them off to bring my score back up. I also promised my kids we would actually take a vacation this summer. Not happening. I keep getting solicitated by these scams, does anyone know a legitimate company that could help me. Thanks.
Don’t pay attention to the people on here who are trying to Scam you. Beware of Advance fee Loan scams.
LOAN SCAM – Do Not Pay UpFront Fees.
Do not send money UpFront via Western Union or MoneyGram to any person or business in the UK, Nigeria or Canada in hopes of getting a loan. If you do you will learn a hard lesson & never see any Loan money.
Remember, if it sounds too good
to be true, it probably is! NEVER give out your personal information to strangers online! Always be on guard.
http://scamalertusa.blogspot.com/
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Duration : 0:0:18
